Budget 2018-19 Overview

May 9, 2018

It’s that time of the year again! The 2018-19 Budget was announced yesterday and there are plenty of changes and updates to be aware of. Click on the link to get the overview from our Financial Planning team Budget 2018-19 Overview Read More

Teaching your kids the value of money

Feb 9, 2018

In an increasingly digital world, the value of money can be a difficult concept for children to grasp. Here are some tips for helping your kids and grandkids become wealthy and wise. Standing next to mum or dad at the corner shop and watching them count out notes and coins to pay for the bread... View Article Read More

How would your life be affected if you had no income?

Feb 9, 2018

The idea of insuring against loss of income is one that has clear value. But many neglect to insure their most valuable asset. Income protection could be the answer – so how does it work? We happily insure our homes, our vehicles, even our smartphones. But have you considered how your family’s lifestyle would be... View Article Read More

Attention Retirees!

Jan 17, 2018

Would you like to: Maximise your age pension entitlements? Have a secure lifetime income that covers your basic needs? Have a long term defensive investment that is tax effective with typically higher returns than cash? Annuities allow you to secure a guaranteed income for life or for a certain period of time depending on the... View Article Read More

5 superannuation changes – and what you need to know

Oct 10, 2017

From 1 July 2017, Federal Government superannuation reforms came into effect. It’s important to understand how these changes could affect your financial strategy and retirement plans. Click here to read more. Read More

Help your kids avoid the debt spiral

Jul 21, 2017

If you’re a parent concerned about the spending habits of your son or daughter, you’re not alone. Here are some simple suggestions to help your loved ones take back control and stay out of debt. When you’re young and living life to the full, it can be tempting to see your credit card as a... View Article Read More

Goals first, strategy second

Jul 11, 2017

If you haven’t figured out your lifestyle goals for the future, your financial strategy is like a journey without a destination. When you’re creating a financial plan, it’s tempting to focus purely on the money aspect – for example, how much your weekly budget is, or how much your investments are likely to grow. But... View Article Read More

Is an SMSF right for you?

Apr 24, 2017

If you’re thinking of setting up a self-managed super fund (SMSF), there are lots of things you need to consider first… Full article Read More

How much will your child’s education cost?

Feb 21, 2017

Your child’s education is an important investment in their future. Getting it right takes careful planning, which means you need a true understanding of the costs involved. As every parent knows, a quality education is one of the most important foundations you can provide for your child. The costs of schooling can really add up... View Article Read More

Investment choices: Bonds

Jan 13, 2017

Investment bonds can provide you with a simple, tax-effective, long term investment. They are also known as insurance bonds, and are ‘tax-paid’ life policy investments. This means the life company pays the tax on the investment earnings, making them potentially a tax-effective way to invest. What are the advantages of bonds? Tax effective investing One... View Article Read More