Financial Planning
Would you like to: Maximise your age pension entitlements? Have a secure lifetime income that covers your basic needs? Have a long term defensive investment that is tax effective with typically higher returns than cash? Annuities allow you to secure a guaranteed income...
From 1 July 2017, Federal Government superannuation reforms came into effect. It's important to understand how these changes could affect your financial strategy and retirement plans. Click here to read more.
If you’re a parent concerned about the spending habits of your son or daughter, you’re not alone. Here are some simple suggestions to help your loved ones take back control and stay out of debt. When you’re young and living...
If you haven’t figured out your lifestyle goals for the future, your financial strategy is like a journey without a destination. When you’re creating a financial plan, it’s tempting to focus purely on the money aspect – for example, how...
If you're thinking of setting up a self-managed super fund (SMSF), there are lots of things you need to consider first... Full article
Your child’s education is an important investment in their future. Getting it right takes careful planning, which means you need a true understanding of the costs involved. As every parent knows, a quality education is one of the most important...
Investment bonds can provide you with a simple, tax-effective, long term investment. They are also known as insurance bonds, and are ‘tax-paid’ life policy investments. This means the life company pays the tax on the investment earnings, making them...
What is an Exchange Traded Funds An Exchange Traded Fund (ETF) is an investment fund traded on stock exchanges, much like shares. An ETF can hold assets such as shares, commodities or bonds. ETFs usually track the performance of an...
A report titled "Overdue: Time for Action on Unpaid Super" has been prepared by Phil Gallagher (Former director of Treasury’s retirement income modelling taskforce) on behalf of Industry Super Australia showing that 30% of entitled employees did not receive...