Financial Planning

July 25, 2016

Criteria for borrowing within an SMSF For the trustee of an SMSF to be permitted to borrow for investment purposes the borrowing must be set up under an arrangement that satisfies certain criteria. These include that: The loan is used to...

July 11, 2016

Many investors borrow to invest. But did you know that Self-Managed Superannuation Funds (SMSFs) are also a vehicle to borrow for investment purposes? This means that your SMSF can borrow to acquire assets that it may not otherwise be...

June 2, 2016

Let’s look at how it works – a case study David has a portfolio of direct shares in his own name: Some of the shares have increased in value during the period he has owned them, and others have decreased in...

May 20, 2016

Many investors have a personal share portfolio. When it comes to your SMSF, did you know that you can contribute more than simply cash? You are also able to contribute listed shares. What are the advantages of transferring personal shares...

May 9, 2016

Economic outlook Changes to the official cash rate are based on the outlook for economic growth and inflation. The RBA uses a number of economic indicators such as employment, investment spend, consumer and business confidence and the housing market to...

May 5, 2016

Interest rates are the cost of money when borrowed or loaned, and are used to control inflation and economic growth. But why do interest rates rise and fall, and how can they affect you? Who controls interest rates? Movements in official...

May 2, 2016

Split super with your spouse If you have a spouse, you are permitted to transfer certain super contributions from the previous financial year over to the super account of your partner. If the receiving spouse is over preservation age at...

April 15, 2016

Superannuation can be one of the most tax effective ways to build your retirement nest egg. There are a range of strategies you can consider to boost your super savings. (more…)

April 14, 2016

If you have been made redundant, it is important to understand the financial issues involved, your entitlements, and how to make the most of your redundancy payment with the help of your adviser. (more…)